Author: Riley Harrison

The 10% savings rule explained for UK households With many UK households feeling the pressure from rising living costs, the idea of building savings can seem daunting. A popular personal finance concept, often referred to as the '10% rule', suggests a straightforward method for getting started. This guidance explains what...

Accessing a child trust fund for a disabled adult If you are the parent or guardian of a young adult with a disability or a condition that affects their mental capacity, you may face a significant legal hurdle when trying to access their Child Trust Fund (CTF). These accounts, set...

Understanding high-yield savings accounts in the UK For UK savers, the term 'high-yield savings account' refers to savings products that offer an interest rate significantly above the average offered by high street banks on their standard easy-access accounts. These accounts are a core tool for consumers looking to grow their...

Unclaimed premium bonds prizes: how to check if you are owed money Premium Bonds, offered by National Savings and Investments (NS&I), are a popular way for millions of people in the UK to save. Instead of earning interest, your bonds are entered into a monthly prize draw for the chance...

Pension withdrawals and inheritance tax: what UK retirees need to know Recent reports suggest that some retirees with significant pension savings are reviewing their financial plans and considering withdrawing more from their pensions than they need for living expenses. This activity is often linked to a desire to manage potential...