Author: Riley Harrison

What happens to NS&I savings when someone dies? When a saver passes away, their funds held with National Savings and Investments (NS&I) should be returned to their estate. However, a recent issue highlighted that NS&I, the government-owned savings bank, has faced challenges in tracing the families of some deceased customers...

Understanding the 4% rule for UK savers before the tax year ends As the UK tax year draws to a close on 5 April, many savers are reviewing their finances. A common piece of guidance that surfaces at this time is the so-called '4% rule'. This is not a formal...

What to do if you have lost track of your ns&i savings National Savings and Investments (NS&I) is a trusted, government-backed savings provider for millions of people in the UK. It offers products like Premium Bonds, Direct Saver accounts, and Income Bonds. However, as with any financial institution, accounts can...

Understanding the 4% rule for UK savers before the tax year ends As the end of the UK tax year approaches on 5 April, many savers are reviewing their finances. A common piece of guidance that circulates at this time is the so-called '4% rule' for savings. This isn't a...

Premium bonds compensation explained for UK savers If you hold Premium Bonds, you may have heard about a significant compensation payment being made by NS&I, the government-backed savings provider. This relates to a historical issue where some prizes were not correctly allocated to eligible bondholders. For UK savers, this is...